BANKING & FINANCE

BANKING & FINANCE

In today’s financial markets, businesses are usually required to manage their risks through demonstrable tools such as effective legal documents to be able to obtain financing. While the channels of funding have increased manifold over the last several years with the participation of non-bank lenders such as insurers, mutual funds, credit funds and pension funds, the dynamic legal and regulatory scenario across various countries require both lenders and borrowers to be more vigilant about the impact of the financing on various other areas of their respective businesses. For example, both the lenders and the borrowers have to consider the extent to which the financing terms affect the borrower’s activities and discretions in operating its businesses – after all, the borrower needs to be able earn an income for servicing its debt on the one hand and the lender needs to be able to protect its credit risk.

Our team of lawyers have a wealth of experience dealing with a broad range of lenders and borrowers across various phases of the credit spectrum in a diverse variety of financing tools. These include:

  • All forms of business debt (including inter-company loans, bilateral and syndicated loans, trade finance, working capital financing)
  • Private finance
  • Leveraged finance
  • Structured finance including credit insurance, credit derivative and guarantee/LC based structures
  • Pre-export financing
  • Margin finance and other forms of share backed financing
  • Islamic financing
  • Various types of security arrangements